Landscaping insurance in 28 states

Why your state page matters

Landscaping insurance follows the same basic shape everywhere, but the rules around it don't. Depending on where you work, the state may want a contractor or landscape license for installation jobs, a commercial applicator license and business license before you spray for hire, or a separate license to install irrigation. Some of those licenses ask for proof of liability insurance or a bond. Workers' comp rules also shift from state to state, including how seasonal workers count and, in Ohio, where comp must come from.

Each state page covers what we found about those licenses, the comp rules, the risks that shape landscaping claims there, and the cities we serve. Every page also lists our agency license number for that state. Licensing rules change, so always confirm the current requirement with the agency named on the page.

Our license in each state

The Allen Thomas Group · National Producer Number (NPN) 7642818

Don't see your state?

We're licensed in the 28 states listed above. If your business is based somewhere else, you can still read our guides, and if you work across state lines from a home base in one of our states, tell us on the quote form and an agent will talk it through.