Independent since 2003 · Licensed in 28 states · NPN 7642818

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An independent agency for the green industry

Landscaper Insurance Group is the green-industry brand of The Allen Thomas Group, an independent agency that opened in 2003. We help landscaping, lawn care and grounds maintenance companies in 28 states buy insurance that matches the work their crews really do.

Who we are

Landscaper Insurance Group is a brand of The Allen Thomas Group, an independent insurance agency headquartered in Akron, Ohio. The agency opened in 2003 and holds licenses in 28 states under National Producer Number 7642818. We are an agency, not an insurance company. We don't issue policies; we help you compare the carriers that do and set up the coverage your business needs.

We built this site for one reason: landscaping companies are often insured as if they were generic contractors. A mowing route, a hardscape crew and a fertilizer-and-weed-control business share a truck and a trailer, but they carry different risks, fall under different class codes and appeal to different insurers. Writing them all the same way is how owners end up with a policy that excludes the very services they sell.

What we focus on

Our work centers on the questions that come up in this industry, season after season:

  • Which of your services a liability policy will cover, and which it quietly leaves out, like chemical application or tree work above a certain height.
  • How to report payroll for seasonal crews and H-2B workers so the comp audit doesn't turn into a surprise bill.
  • What an HOA, property manager or city wants to see on a certificate before your crew can start.
  • When a growing company needs an umbrella, a bond or a second look at its equipment limits.
  • Which licenses your state asks for (landscape contractor, pesticide applicator, irrigation) and what insurance those licenses expect you to carry.
Landscaping company owner reviewing insurance documents in his office

How we work with you

One conversation, many carriers

You describe the operation once. We take it to the insurers that write landscaping companies in your state and show you real choices, including the differences in what each policy covers.

Straight answers about gaps

If a policy excludes work you do, we say so before you buy it. If something is hard to place, we tell you that too, and we explain what underwriters will want to see.

Paperwork that keeps you working

Current clients can get certificates of insurance on existing coverage the same day. We keep track of renewal dates so a lapse doesn't cost you a contract or a license.

Ready when you grow

New crews, new services, a second yard: we review your program as the business changes instead of rolling the same policy over every year.

Our licenses and our carriers

The Allen Thomas Group is licensed in Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Maryland, Michigan, Minnesota, Missouri, Montana, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia and West Virginia. Every license number is listed on our licenses page and on each state page.

We work with 12+ A-rated carriers. Carriers we work with include Chubb, Travelers, The Hartford, Liberty Mutual, Nationwide, Progressive, Cincinnati Insurance, Auto-Owners, AmTrust and Western Reserve Group. Each insurer has its own footprint and its own appetite for mowing, install or treatment accounts, so comparing several is the point. See our carriers for more.

You can reach a licensed agent through the quote form. We're available Monday–Friday, 9 a.m.–5 p.m. Eastern, and we respond within one business day (requests sent on a weekend are answered the following Monday). Get a quote for your landscaping business →

Ready to see what you'd pay?

Independent agents, 12+ A-rated carriers, and a licensed agent back to you within one business day.

Get a QuoteCall (855) 686-3566

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